3 Reasons Not To Wait for an Adjuster After a Flood

6/1/2022 (Permalink)

3 Reasons Why You Shouldn't Wait for a Flood Adjuster

If your home has been damaged during a storm in Anaheim, CA, then it is important to make a flood insurance claim as soon as you can. During the claims process, an adjuster will need to inspect your home to determine how much damage was done.

You do not, however, need to leave your house in its present state while you wait for an adjuster. There are a few reasons why it is better to begin cleanup before the inspection.

1. Adjusters Are Probably Busy
If you have flood damage after a storm, many others in your area likely do as well. Adjusters will need to inspect several homes, and it might take a while to get to yours. Rather than allowing the damage to worsen, you can contact a professional restoration company to begin cleanup and repairs. You can take pictures before the work begins to show the extent of the damage to your insurance adjuster.

2. Mold Damage Occurs Quickly
Excessive moisture in any environment can contribute to mold growth. When given the right conditions, this fungus can grow very quickly. You could potentially have an infestation in as little as a day. If you wait to start repairs until after an adjuster looks at your home, you could end up with a large amount of damage.

3. Preparing Can Speed Up the Process
Making a flood insurance claim can be a lengthy process. You can make it go more quickly by preparing for the adjuster’s visit ahead of time. Take pictures, make note of damaged items and go over your insurance policy while you wait. Do what you can to minimize damage as well.

While you might think you need to wait for your flood insurance adjuster to begin work on your home, this is not the case. While you are waiting for the visit, you can begin mitigation and repairs. You can also start gathering information that the adjuster might need and familiarize yourself with the terms of your insurance policy.